Call reports 2018
BANKERS' BANK — 2018
What BANKERS' BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 667,512,000 | 716,464,000 | 676,015,000 | 720,844,000 |
| Total loans | 319,149,000 | 369,233,000 | 391,235,000 | 425,848,000 |
| Allowance for loan losses | 6,280,000 | 6,340,000 | 6,371,000 | 6,354,000 |
| Securities available for sale | 87,211,000 | 96,515,000 | 98,869,000 | 95,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 745,000 | 2,207,000 | 189,000 |
| Total deposits | 446,844,000 | 518,165,000 | 527,658,000 | 577,069,000 |
| Interest-bearing deposits | 199,076,000 | 268,945,000 | 284,622,000 | 340,258,000 |
| Noninterest-bearing deposits | 247,768,000 | 249,220,000 | 243,036,000 | 236,811,000 |
| Equity capital | 69,561,000 | 70,890,000 | 72,085,000 | 74,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,483,000 | 9,575,000 | 15,024,000 | 20,808,000 |
| Interest expense | 1,128,000 | 2,790,000 | 4,601,000 | 6,547,000 |
| Net interest income | 3,355,000 | 6,785,000 | 10,423,000 | 14,261,000 |
| Noninterest income | 4,640,000 | 9,367,000 | 13,927,000 | 18,485,000 |
| Noninterest expense | 5,929,000 | 12,165,000 | 18,437,000 | 24,829,000 |
| Provision for loan losses | 50,000 | 125,000 | 175,000 | 286,000 |
| Pretax income | 2,016,000 | 3,862,000 | 5,738,000 | 7,631,000 |
| Income tax | 473,000 | 961,000 | 1,402,000 | 1,897,000 |
| Net income | 1,543,000 | 2,901,000 | 4,336,000 | 5,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,979,000 | 72,509,000 | 73,942,000 | 75,341,000 |
| Total capital | 76,537,000 | 78,849,000 | 80,313,000 | 81,695,000 |
| Risk-weighted assets | 443,966,000 | 510,933,000 | 528,815,000 | 555,422,000 |