Call reports 2017
BANKERS' BANK — 2017
What BANKERS' BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 524,962,000 | 579,493,000 | 622,253,000 | 690,531,000 |
| Total loans | 204,181,000 | 250,935,000 | 270,296,000 | 296,389,000 |
| Allowance for loan losses | 5,764,000 | 5,923,000 | 6,083,000 | 6,227,000 |
| Securities available for sale | 89,808,000 | 85,984,000 | 83,043,000 | 78,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 244,000 | 0 |
| Total deposits | 343,265,000 | 367,180,000 | 384,341,000 | 462,792,000 |
| Interest-bearing deposits | 94,517,000 | 118,574,000 | 151,235,000 | 206,620,000 |
| Noninterest-bearing deposits | 248,748,000 | 248,606,000 | 233,106,000 | 256,172,000 |
| Equity capital | 65,462,000 | 66,867,000 | 68,042,000 | 68,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 6,127,000 | 9,916,000 | 13,807,000 |
| Interest expense | 444,000 | 1,074,000 | 1,918,000 | 2,823,000 |
| Net interest income | 2,340,000 | 5,053,000 | 7,998,000 | 10,984,000 |
| Noninterest income | 5,312,000 | 10,324,000 | 15,249,000 | 20,333,000 |
| Noninterest expense | 6,075,000 | 12,079,000 | 18,056,000 | 24,405,000 |
| Provision for loan losses | 159,000 | 318,000 | 477,000 | 636,000 |
| Pretax income | 1,418,000 | 2,980,000 | 4,714,000 | 6,276,000 |
| Income tax | 501,000 | 1,014,000 | 1,597,000 | 1,210,000 |
| Net income | 917,000 | 1,966,000 | 3,117,000 | 5,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,288,000 | 67,338,000 | 68,489,000 | 69,436,000 |
| Total capital | 70,458,000 | 72,215,000 | 73,669,000 | 74,969,000 |
| Risk-weighted assets | 332,010,000 | 389,154,000 | 413,539,000 | 441,952,000 |