Call reports 2016
BANKERS' BANK — 2016
What BANKERS' BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 466,219,000 | 610,293,000 | 503,119,000 | 553,662,000 |
| Total loans | 103,836,000 | 109,011,000 | 142,430,000 | 176,142,000 |
| Allowance for loan losses | 6,276,000 | 5,770,000 | 5,855,000 | 5,605,000 |
| Securities available for sale | 66,004,000 | 87,546,000 | 98,712,000 | 93,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 240,000 | 0 | 0 | 0 |
| Total deposits | 291,384,000 | 371,857,000 | 294,131,000 | 309,776,000 |
| Interest-bearing deposits | 50,666,000 | 56,560,000 | 60,487,000 | 88,577,000 |
| Noninterest-bearing deposits | 240,718,000 | 315,297,000 | 233,644,000 | 221,199,000 |
| Equity capital | 64,894,000 | 65,838,000 | 66,624,000 | 64,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,343,000 | 5,408,000 | 7,695,000 |
| Interest expense | 182,000 | 393,000 | 619,000 | 871,000 |
| Net interest income | 1,396,000 | 2,950,000 | 4,789,000 | 6,824,000 |
| Noninterest income | 5,668,000 | 10,363,000 | 15,338,000 | 20,360,000 |
| Noninterest expense | 5,597,000 | 10,923,000 | 16,223,000 | 21,873,000 |
| Provision for loan losses | 36,000 | 172,000 | 208,000 | 244,000 |
| Pretax income | 1,431,000 | 2,218,000 | 3,739,000 | 5,110,000 |
| Income tax | 358,000 | 488,000 | 1,007,000 | 1,485,000 |
| Net income | 1,073,000 | 1,730,000 | 2,732,000 | 3,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,822,000 | 65,479,000 | 66,481,000 | 65,371,000 |
| Total capital | 66,947,000 | 67,973,000 | 69,821,000 | 69,273,000 |
| Risk-weighted assets | 165,920,000 | 196,311,000 | 264,758,000 | 310,475,000 |