Call reports 2015
BANKERS' BANK — 2015
What BANKERS' BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 386,512,000 | 381,601,000 | 415,296,000 | 456,109,000 |
| Total loans | 72,164,000 | 74,985,000 | 82,301,000 | 88,589,000 |
| Allowance for loan losses | 6,818,000 | 6,255,000 | 6,255,000 | 6,237,000 |
| Securities available for sale | 21,235,000 | 23,851,000 | 30,283,000 | 34,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 974,000 | 0 | 0 |
| Total deposits | 207,382,000 | 207,457,000 | 227,719,000 | 279,100,000 |
| Interest-bearing deposits | 12,831,000 | 13,781,000 | 12,932,000 | 11,211,000 |
| Noninterest-bearing deposits | 194,551,000 | 193,676,000 | 214,787,000 | 267,889,000 |
| Equity capital | 63,363,000 | 63,939,000 | 64,520,000 | 63,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,248,000 | 3,399,000 | 4,668,000 |
| Interest expense | 83,000 | 162,000 | 250,000 | 362,000 |
| Net interest income | 967,000 | 2,086,000 | 3,149,000 | 4,306,000 |
| Noninterest income | 5,027,000 | 9,995,000 | 14,984,000 | 19,678,000 |
| Noninterest expense | 5,184,000 | 10,382,000 | 15,648,000 | 20,678,000 |
| Provision for loan losses | -198,000 | -198,000 | -198,000 | -198,000 |
| Pretax income | 1,008,000 | 1,897,000 | 2,683,000 | 3,504,000 |
| Income tax | 338,000 | 632,000 | 878,000 | 1,132,000 |
| Net income | 670,000 | 1,265,000 | 1,805,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,327,000 | 63,922,000 | 64,462,000 | 63,749,000 |
| Total capital | 64,913,000 | 65,736,000 | 66,433,000 | 65,737,000 |
| Risk-weighted assets | 121,648,000 | 140,693,000 | 153,465,000 | 154,824,000 |