Call reports 2012
BANKERS' BANK — 2012
What BANKERS' BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 448,048,000 | 455,645,000 | 442,910,000 | 440,080,000 |
| Total loans | 130,030,000 | 130,271,000 | 120,620,000 | 111,403,000 |
| Allowance for loan losses | 14,587,000 | 15,173,000 | 15,407,000 | 13,172,000 |
| Securities available for sale | 5,437,000 | 8,873,000 | 8,411,000 | 8,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 188,000 | 313,000 | 109,000 | 225,000 |
| Total deposits | 232,141,000 | 237,716,000 | 234,568,000 | 240,991,000 |
| Interest-bearing deposits | 19,035,000 | 24,001,000 | 17,522,000 | 18,520,000 |
| Noninterest-bearing deposits | 213,106,000 | 213,715,000 | 217,046,000 | 222,471,000 |
| Equity capital | 52,207,000 | 53,224,000 | 54,465,000 | 55,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,511,000 | 5,180,000 | 6,754,000 |
| Interest expense | 169,000 | 319,000 | 453,000 | 595,000 |
| Net interest income | 1,550,000 | 3,192,000 | 4,727,000 | 6,159,000 |
| Noninterest income | 6,268,000 | 12,258,000 | 18,094,000 | 23,871,000 |
| Noninterest expense | 5,090,000 | 10,197,000 | 15,183,000 | 20,592,000 |
| Provision for loan losses | 766,000 | 1,531,000 | 1,921,000 | 1,936,000 |
| Pretax income | 1,962,000 | 3,722,000 | 5,717,000 | 7,397,000 |
| Income tax | 798,000 | 1,553,000 | 2,316,000 | 2,978,000 |
| Net income | 1,164,000 | 2,169,000 | 3,401,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,032,000 | 53,015,000 | 54,257,000 | 54,977,000 |
| Total capital | 54,074,000 | 55,056,000 | 56,216,000 | 57,105,000 |
| Risk-weighted assets | 155,662,000 | 163,099,000 | 149,634,000 | 165,568,000 |