Call reports 2025
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2025
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,874,648,000 | 1,876,318,000 | 1,954,008,000 | 1,997,437,000 |
| Total loans | 1,647,854,000 | 1,692,980,000 | 1,757,091,000 | 1,808,056,000 |
| Allowance for loan losses | 19,604,000 | 20,075,000 | 21,117,000 | 21,650,000 |
| Securities available for sale | 85,175,000 | 82,785,000 | 84,109,000 | 84,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,683,078,000 | 1,703,202,000 | 1,775,066,000 | 1,766,279,000 |
| Interest-bearing deposits | 1,344,044,000 | 1,369,288,000 | 1,445,583,000 | 1,427,503,000 |
| Noninterest-bearing deposits | 339,034,000 | 333,914,000 | 329,483,000 | 338,776,000 |
| Equity capital | 158,664,000 | 161,230,000 | 166,981,000 | 175,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 26,274,000 | 53,464,000 | 82,108,000 | 112,542,000 |
| Interest expense | 9,877,000 | 19,571,000 | 29,754,000 | 40,054,000 |
| Net interest income | 16,397,000 | 33,893,000 | 52,354,000 | 72,488,000 |
| Noninterest income | 2,651,000 | 6,483,000 | 9,583,000 | 13,178,000 |
| Noninterest expense | 12,680,000 | 25,604,000 | 38,638,000 | 51,732,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,830,000 | 3,625,000 |
| Pretax income | 6,068,000 | 14,022,000 | 21,468,000 | 30,310,000 |
| Income tax | 48,000 | 128,000 | 201,000 | 252,000 |
| Net income | 6,020,000 | 13,894,000 | 21,267,000 | 30,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,931,000 | 171,283,000 | 175,069,000 | 183,446,000 |
| Total capital | 188,186,000 | 191,010,000 | 195,839,000 | 204,747,000 |
| Risk-weighted assets | 1,720,058,000 | 1,762,780,000 | 1,830,803,000 | 1,880,606,000 |