Call reports 2024
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2024
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,715,178,000 | 1,744,559,000 | 1,802,854,000 | 1,909,389,000 |
| Total loans | 1,523,408,000 | 1,562,230,000 | 1,618,833,000 | 1,658,898,000 |
| Allowance for loan losses | 17,688,000 | 17,365,000 | 19,837,000 | 19,732,000 |
| Securities available for sale | 94,435,000 | 86,754,000 | 81,240,000 | 86,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,519,715,000 | 1,542,493,000 | 1,628,215,000 | 1,707,120,000 |
| Interest-bearing deposits | 1,189,952,000 | 1,215,352,000 | 1,311,538,000 | 1,359,539,000 |
| Noninterest-bearing deposits | 329,763,000 | 327,141,000 | 316,677,000 | 347,581,000 |
| Equity capital | 141,340,000 | 144,692,000 | 153,085,000 | 155,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,311,000 | 48,050,000 | 73,514,000 | 100,461,000 |
| Interest expense | 9,012,000 | 18,870,000 | 29,338,000 | 39,739,000 |
| Net interest income | 14,299,000 | 29,180,000 | 44,176,000 | 60,722,000 |
| Noninterest income | 2,567,000 | 4,955,000 | 8,093,000 | 11,081,000 |
| Noninterest expense | 12,389,000 | 24,028,000 | 35,975,000 | 47,910,000 |
| Provision for loan losses | 150,000 | 300,000 | 2,050,000 | 2,700,000 |
| Pretax income | 4,330,000 | 9,810,000 | 14,246,000 | 21,324,000 |
| Income tax | 43,000 | 88,000 | 132,000 | 191,000 |
| Net income | 4,287,000 | 9,722,000 | 14,114,000 | 21,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,811,000 | 157,751,000 | 163,598,000 | 167,758,000 |
| Total capital | 171,458,000 | 174,074,000 | 182,394,000 | 186,321,000 |
| Risk-weighted assets | 1,597,122,000 | 1,631,052,000 | 1,692,921,000 | 1,733,720,000 |