Call reports 2023
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2023
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,679,774,000 | 1,687,667,000 | 1,693,750,000 | 1,695,930,000 |
| Total loans | 1,400,635,000 | 1,437,123,000 | 1,430,684,000 | 1,490,272,000 |
| Allowance for loan losses | 17,584,000 | 17,730,000 | 17,754,000 | 17,420,000 |
| Securities available for sale | 165,265,000 | 141,123,000 | 126,146,000 | 103,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,538,884,000 | 1,545,487,000 | 1,547,499,000 | 1,483,986,000 |
| Interest-bearing deposits | 1,172,401,000 | 1,180,491,000 | 1,201,150,000 | 1,124,464,000 |
| Noninterest-bearing deposits | 366,483,000 | 364,996,000 | 346,349,000 | 359,522,000 |
| Equity capital | 132,688,000 | 132,244,000 | 135,820,000 | 140,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,565,000 | 38,906,000 | 60,745,000 | 82,926,000 |
| Interest expense | 5,404,000 | 12,051,000 | 19,814,000 | 28,116,000 |
| Net interest income | 13,161,000 | 26,855,000 | 40,931,000 | 54,810,000 |
| Noninterest income | 2,774,000 | 4,758,000 | 9,933,000 | 12,615,000 |
| Noninterest expense | 11,368,000 | 22,315,000 | 34,061,000 | 46,043,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,450,000 | 1,113,000 |
| Pretax income | 4,429,000 | 9,007,000 | 15,376,000 | 20,228,000 |
| Income tax | 18,000 | 64,000 | 121,000 | 170,000 |
| Net income | 4,411,000 | 8,943,000 | 15,255,000 | 20,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,121,000 | 148,189,000 | 153,144,000 | 154,612,000 |
| Total capital | 163,793,000 | 164,010,000 | 168,975,000 | 170,173,000 |
| Risk-weighted assets | 1,475,467,000 | 1,516,509,000 | 1,511,382,000 | 1,569,263,000 |