Call reports 2022
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2022
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,525,665,000 | 1,573,868,000 | 1,631,373,000 | 1,697,634,000 |
| Total loans | 1,195,498,000 | 1,248,512,000 | 1,310,274,000 | 1,402,656,000 |
| Allowance for loan losses | 15,871,000 | 16,005,000 | 16,050,000 | 14,628,000 |
| Securities available for sale | 215,664,000 | 234,083,000 | 226,769,000 | 187,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,392,097,000 | 1,369,935,000 | 1,419,011,000 | 1,504,574,000 |
| Interest-bearing deposits | 1,004,835,000 | 992,449,000 | 1,048,186,000 | 1,130,666,000 |
| Noninterest-bearing deposits | 387,262,000 | 377,486,000 | 370,825,000 | 373,908,000 |
| Equity capital | 123,206,000 | 116,966,000 | 117,877,000 | 131,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,364,000 | 27,681,000 | 42,983,000 | 60,456,000 |
| Interest expense | 668,000 | 1,555,000 | 3,741,000 | 8,002,000 |
| Net interest income | 12,696,000 | 26,126,000 | 39,242,000 | 52,454,000 |
| Noninterest income | 3,795,000 | 7,168,000 | 9,762,000 | 12,371,000 |
| Noninterest expense | 11,007,000 | 22,109,000 | 33,810,000 | 44,499,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 5,334,000 | 10,885,000 | 14,744,000 | 19,711,000 |
| Income tax | 36,000 | 103,000 | 149,000 | 206,000 |
| Net income | 5,298,000 | 10,782,000 | 14,595,000 | 19,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,482,000 | 130,951,000 | 133,884,000 | 145,997,000 |
| Total capital | 145,366,000 | 147,019,000 | 149,997,000 | 160,676,000 |
| Risk-weighted assets | 1,270,678,000 | 1,327,731,000 | 1,386,808,000 | 1,481,638,000 |