Call reports 2021
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2021
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,492,066,000 | 1,469,486,000 | 1,513,664,000 | 1,549,912,000 |
| Total loans | 1,212,385,000 | 1,200,162,000 | 1,193,584,000 | 1,202,088,000 |
| Allowance for loan losses | 13,197,000 | 13,783,000 | 14,533,000 | 15,598,000 |
| Securities available for sale | 50,904,000 | 59,393,000 | 76,263,000 | 113,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,323,298,000 | 1,297,081,000 | 1,342,579,000 | 1,382,880,000 |
| Interest-bearing deposits | 930,532,000 | 916,772,000 | 964,357,000 | 975,073,000 |
| Noninterest-bearing deposits | 392,766,000 | 380,309,000 | 378,222,000 | 407,807,000 |
| Equity capital | 124,089,000 | 125,363,000 | 125,533,000 | 126,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,693,000 | 25,261,000 | 38,002,000 | 51,139,000 |
| Interest expense | 1,052,000 | 1,911,000 | 2,681,000 | 3,451,000 |
| Net interest income | 11,641,000 | 23,350,000 | 35,321,000 | 47,688,000 |
| Noninterest income | 5,584,000 | 11,330,000 | 17,552,000 | 22,400,000 |
| Noninterest expense | 11,789,000 | 23,616,000 | 34,664,000 | 43,753,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 5,300,000 |
| Pretax income | 4,986,000 | 10,164,000 | 16,859,000 | 21,081,000 |
| Income tax | 24,000 | 86,000 | 167,000 | 217,000 |
| Net income | 4,962,000 | 10,078,000 | 16,692,000 | 20,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,384,000 | 124,755,000 | 124,960,000 | 126,238,000 |
| Total capital | 136,740,000 | 138,697,000 | 139,627,000 | 141,776,000 |
| Risk-weighted assets | 1,129,027,000 | 1,166,107,000 | 1,214,709,000 | 1,242,910,000 |