Call reports 2020
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2020
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,188,063,000 | 1,450,852,000 | 1,468,081,000 | 1,492,816,000 |
| Total loans | 1,027,586,000 | 1,196,090,000 | 1,234,549,000 | 1,208,502,000 |
| Allowance for loan losses | 11,356,000 | 12,053,000 | 12,425,000 | 12,662,000 |
| Securities available for sale | 47,587,000 | 53,503,000 | 53,625,000 | 49,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,019,369,000 | 1,147,663,000 | 1,161,895,000 | 1,217,815,000 |
| Interest-bearing deposits | 778,704,000 | 820,150,000 | 843,449,000 | 878,018,000 |
| Noninterest-bearing deposits | 240,665,000 | 327,513,000 | 318,446,000 | 339,797,000 |
| Equity capital | 114,607,000 | 116,811,000 | 118,128,000 | 121,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,627,000 | 26,616,000 | 40,015,000 | 53,086,000 |
| Interest expense | 2,149,000 | 3,834,000 | 5,307,000 | 6,607,000 |
| Net interest income | 11,478,000 | 22,782,000 | 34,708,000 | 46,479,000 |
| Noninterest income | 2,851,000 | 7,431,000 | 12,735,000 | 18,251,000 |
| Noninterest expense | 10,519,000 | 21,389,000 | 32,828,000 | 43,174,000 |
| Provision for loan losses | 450,000 | 1,200,000 | 3,900,000 | 6,250,000 |
| Pretax income | 3,360,000 | 7,624,000 | 10,715,000 | 15,306,000 |
| Income tax | 33,000 | 84,000 | 122,000 | 176,000 |
| Net income | 3,327,000 | 7,540,000 | 10,593,000 | 15,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,719,000 | 115,836,000 | 117,183,000 | 120,657,000 |
| Total capital | 126,144,000 | 127,971,000 | 129,721,000 | 133,452,000 |
| Risk-weighted assets | 1,076,874,000 | 1,106,628,000 | 1,139,700,000 | 1,145,303,000 |