Call reports 2019
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2019
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,207,976,000 | 1,203,958,000 | 1,211,565,000 | 1,209,673,000 |
| Total loans | 1,044,770,000 | 1,041,071,000 | 1,047,890,000 | 1,045,507,000 |
| Allowance for loan losses | 11,694,000 | 11,506,000 | 11,807,000 | 10,945,000 |
| Securities available for sale | 61,720,000 | 58,206,000 | 53,362,000 | 51,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,055,000 | 1,036,628,000 | 1,020,954,000 | 1,026,874,000 |
| Interest-bearing deposits | 809,312,000 | 802,841,000 | 785,415,000 | 778,395,000 |
| Noninterest-bearing deposits | 242,743,000 | 233,787,000 | 235,539,000 | 248,479,000 |
| Equity capital | 112,335,000 | 112,975,000 | 114,611,000 | 113,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,983,000 | 28,103,000 | 42,271,000 | 56,438,000 |
| Interest expense | 2,567,000 | 5,239,000 | 7,881,000 | 10,310,000 |
| Net interest income | 11,416,000 | 22,864,000 | 34,390,000 | 46,128,000 |
| Noninterest income | 2,265,000 | 4,944,000 | 7,907,000 | 10,409,000 |
| Noninterest expense | 9,624,000 | 20,005,000 | 30,161,000 | 40,203,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 4,860,000 |
| Pretax income | 3,607,000 | 6,903,000 | 10,786,000 | 11,474,000 |
| Income tax | 50,000 | 89,000 | 136,000 | 140,000 |
| Net income | 3,557,000 | 6,814,000 | 10,650,000 | 11,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,915,000 | 112,877,000 | 114,519,000 | 113,508,000 |
| Total capital | 124,649,000 | 124,423,000 | 126,372,000 | 124,512,000 |
| Risk-weighted assets | 1,090,783,000 | 1,083,455,000 | 1,100,286,000 | 1,092,091,000 |