Call reports 2018
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2018
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,146,714,000 | 1,177,055,000 | 1,191,363,000 | 1,209,796,000 |
| Total loans | 1,019,689,000 | 1,040,366,000 | 1,051,571,000 | 1,066,402,000 |
| Allowance for loan losses | 11,307,000 | 10,908,000 | 11,265,000 | 11,232,000 |
| Securities available for sale | 61,690,000 | 63,801,000 | 65,100,000 | 64,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 993,385,000 | 1,011,883,000 | 1,048,447,000 | 1,080,021,000 |
| Interest-bearing deposits | 764,369,000 | 791,344,000 | 798,713,000 | 826,675,000 |
| Noninterest-bearing deposits | 229,016,000 | 220,539,000 | 249,734,000 | 253,346,000 |
| Equity capital | 106,970,000 | 106,958,000 | 107,865,000 | 111,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,548,000 | 25,151,000 | 38,581,000 | 52,594,000 |
| Interest expense | 1,594,000 | 3,502,000 | 5,667,000 | 8,017,000 |
| Net interest income | 10,954,000 | 21,649,000 | 32,914,000 | 44,577,000 |
| Noninterest income | 2,023,000 | 4,433,000 | 6,857,000 | 9,047,000 |
| Noninterest expense | 9,713,000 | 19,219,000 | 29,168,000 | 38,528,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 3,800,000 |
| Pretax income | 2,814,000 | 5,963,000 | 9,253,000 | 11,296,000 |
| Income tax | 31,000 | 69,000 | 108,000 | 141,000 |
| Net income | 2,783,000 | 5,894,000 | 9,145,000 | 11,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,100,000 | 108,203,000 | 109,307,000 | 112,037,000 |
| Total capital | 119,433,000 | 119,137,000 | 120,606,000 | 123,303,000 |
| Risk-weighted assets | 1,068,627,000 | 1,088,327,000 | 1,102,204,000 | 1,113,338,000 |