Call reports 2017
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2017
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,107,765,000 | 1,118,859,000 | 1,131,661,000 | 1,154,899,000 |
| Total loans | 977,951,000 | 989,062,000 | 1,001,118,000 | 1,017,667,000 |
| Allowance for loan losses | 12,508,000 | 12,682,000 | 12,382,000 | 10,966,000 |
| Securities available for sale | 68,034,000 | 65,740,000 | 64,077,000 | 65,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 981,867,000 | 969,965,000 | 1,021,527,000 | 1,012,966,000 |
| Interest-bearing deposits | 766,038,000 | 762,611,000 | 814,536,000 | 785,383,000 |
| Noninterest-bearing deposits | 215,829,000 | 207,354,000 | 206,991,000 | 227,583,000 |
| Equity capital | 109,088,000 | 108,969,000 | 106,838,000 | 107,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,722,000 | 23,455,000 | 35,629,000 | 47,996,000 |
| Interest expense | 1,016,000 | 2,210,000 | 3,586,000 | 5,041,000 |
| Net interest income | 10,706,000 | 21,245,000 | 32,043,000 | 42,955,000 |
| Noninterest income | 2,041,000 | 4,138,000 | 6,228,000 | 8,364,000 |
| Noninterest expense | 8,918,000 | 17,935,000 | 26,802,000 | 36,979,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,379,000 | 6,549,000 | 10,120,000 | 12,541,000 |
| Income tax | 47,000 | 85,000 | 128,000 | 157,000 |
| Net income | 3,332,000 | 6,464,000 | 9,992,000 | 12,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,389,000 | 108,934,000 | 106,874,000 | 107,852,000 |
| Total capital | 121,918,000 | 121,642,000 | 119,282,000 | 118,844,000 |
| Risk-weighted assets | 1,026,208,000 | 1,041,973,000 | 1,053,323,000 | 1,069,453,000 |