Call reports 2016
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2016
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,036,779,000 | 1,060,081,000 | 1,087,863,000 | 1,124,422,000 |
| Total loans | 906,630,000 | 927,953,000 | 955,056,000 | 983,972,000 |
| Allowance for loan losses | 10,947,000 | 10,994,000 | 11,439,000 | 11,609,000 |
| Securities available for sale | 60,399,000 | 64,216,000 | 64,184,000 | 66,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,124,000 | 868,261,000 | 967,589,000 | 978,475,000 |
| Interest-bearing deposits | 708,372,000 | 671,027,000 | 760,983,000 | 773,321,000 |
| Noninterest-bearing deposits | 209,752,000 | 197,234,000 | 206,606,000 | 205,154,000 |
| Equity capital | 97,319,000 | 97,754,000 | 99,012,000 | 107,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,948,000 | 22,076,000 | 33,357,000 | 45,184,000 |
| Interest expense | 767,000 | 1,575,000 | 2,472,000 | 3,421,000 |
| Net interest income | 10,181,000 | 20,501,000 | 30,885,000 | 41,763,000 |
| Noninterest income | 1,915,000 | 4,178,000 | 6,294,000 | 8,594,000 |
| Noninterest expense | 8,887,000 | 17,727,000 | 26,527,000 | 35,186,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,091,000 | 6,384,000 | 9,635,000 | 13,698,000 |
| Income tax | 43,000 | 82,000 | 121,000 | 167,000 |
| Net income | 3,048,000 | 6,302,000 | 9,514,000 | 13,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,153,000 | 97,366,000 | 98,680,000 | 108,235,000 |
| Total capital | 108,100,000 | 108,360,000 | 110,119,000 | 119,844,000 |
| Risk-weighted assets | 942,047,000 | 965,914,000 | 997,292,000 | 1,029,524,000 |