Call reports 2015
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2015
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 970,055,000 | 1,031,255,000 | 1,038,253,000 | 1,063,118,000 |
| Total loans | 836,585,000 | 874,649,000 | 894,238,000 | 922,517,000 |
| Allowance for loan losses | 9,861,000 | 10,371,000 | 11,041,000 | 10,590,000 |
| Securities available for sale | 73,107,000 | 74,137,000 | 72,474,000 | 72,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 850,122,000 | 900,822,000 | 919,551,000 | 944,369,000 |
| Interest-bearing deposits | 654,094,000 | 683,142,000 | 711,006,000 | 715,310,000 |
| Noninterest-bearing deposits | 196,028,000 | 217,680,000 | 208,545,000 | 229,059,000 |
| Equity capital | 92,738,000 | 92,606,000 | 94,364,000 | 96,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,195,000 | 20,822,000 | 31,861,000 | 42,983,000 |
| Interest expense | 620,000 | 1,260,000 | 1,925,000 | 2,646,000 |
| Net interest income | 9,575,000 | 19,562,000 | 29,936,000 | 40,337,000 |
| Noninterest income | 1,695,000 | 3,803,000 | 6,097,000 | 8,167,000 |
| Noninterest expense | 7,962,000 | 16,418,000 | 24,955,000 | 33,218,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,650,000 | 1,800,000 |
| Pretax income | 2,858,000 | 6,047,000 | 9,428,000 | 13,486,000 |
| Income tax | 37,000 | 76,000 | 116,000 | 163,000 |
| Net income | 2,821,000 | 5,971,000 | 9,312,000 | 13,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,812,000 | 92,133,000 | 93,911,000 | 96,409,000 |
| Total capital | 101,673,000 | 102,504,000 | 104,952,000 | 106,999,000 |
| Risk-weighted assets | 880,919,000 | 908,059,000 | 935,460,000 | 963,064,000 |