Call reports 2014
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2014
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 884,423,000 | 927,939,000 | 957,762,000 | 963,122,000 |
| Total loans | 736,879,000 | 781,304,000 | 824,127,000 | 821,470,000 |
| Allowance for loan losses | 9,531,000 | 9,530,000 | 9,539,000 | 9,788,000 |
| Securities available for sale | 81,183,000 | 75,021,000 | 73,953,000 | 70,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,495,000 | 806,603,000 | 837,983,000 | 869,503,000 |
| Interest-bearing deposits | 603,130,000 | 610,681,000 | 657,212,000 | 667,040,000 |
| Noninterest-bearing deposits | 193,365,000 | 195,922,000 | 180,771,000 | 202,463,000 |
| Equity capital | 86,032,000 | 87,475,000 | 89,487,000 | 91,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,560,000 | 19,431,000 | 29,709,000 | 40,305,000 |
| Interest expense | 534,000 | 1,062,000 | 1,630,000 | 2,258,000 |
| Net interest income | 9,026,000 | 18,369,000 | 28,079,000 | 38,047,000 |
| Noninterest income | 1,638,000 | 3,535,000 | 5,518,000 | 7,507,000 |
| Noninterest expense | 7,295,000 | 14,860,000 | 22,620,000 | 29,940,000 |
| Provision for loan losses | 150,000 | 600,000 | 1,050,000 | 2,550,000 |
| Pretax income | 3,219,000 | 6,531,000 | 10,014,000 | 13,151,000 |
| Income tax | 25,000 | 74,000 | 127,000 | 126,000 |
| Net income | 3,194,000 | 6,457,000 | 9,887,000 | 13,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,569,000 | 86,635,000 | 88,596,000 | 90,877,000 |
| Total capital | 95,100,000 | 96,165,000 | 98,135,000 | 100,665,000 |
| Risk-weighted assets | 788,339,000 | 820,770,000 | 860,604,000 | 859,956,000 |