Call reports 2013
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2013
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 869,551,000 | 867,697,000 | 871,844,000 | 912,884,000 |
| Total loans | 686,026,000 | 718,464,000 | 718,013,000 | 761,521,000 |
| Allowance for loan losses | 8,943,000 | 9,344,000 | 9,493,000 | 9,285,000 |
| Securities available for sale | 97,310,000 | 87,955,000 | 81,838,000 | 83,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,762,000 | 764,405,000 | 787,854,000 | 827,541,000 |
| Interest-bearing deposits | 605,074,000 | 590,953,000 | 612,529,000 | 643,471,000 |
| Noninterest-bearing deposits | 182,688,000 | 173,452,000 | 175,326,000 | 184,071,000 |
| Equity capital | 80,357,000 | 79,617,000 | 81,791,000 | 83,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,226,000 | 18,581,000 | 28,149,000 | 37,745,000 |
| Interest expense | 833,000 | 1,555,000 | 2,182,000 | 2,767,000 |
| Net interest income | 8,393,000 | 17,026,000 | 25,967,000 | 34,978,000 |
| Noninterest income | 2,009,000 | 4,386,000 | 6,131,000 | 7,617,000 |
| Noninterest expense | 7,080,000 | 14,813,000 | 22,071,000 | 29,203,000 |
| Provision for loan losses | 1,350,000 | 2,100,000 | 2,550,000 | 3,150,000 |
| Pretax income | 1,972,000 | 4,500,000 | 7,478,000 | 10,243,000 |
| Income tax | 30,000 | 67,000 | 112,000 | 142,000 |
| Net income | 1,942,000 | 4,433,000 | 7,366,000 | 10,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,292,000 | 79,739,000 | 81,778,000 | 83,669,000 |
| Total capital | 88,235,000 | 89,083,000 | 91,271,000 | 92,954,000 |
| Risk-weighted assets | 737,129,000 | 762,536,000 | 767,284,000 | 811,209,000 |