Call reports 2012
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2012
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 886,951,000 | 869,045,000 | 881,408,000 | 883,855,000 |
| Total loans | 621,100,000 | 648,799,000 | 673,807,000 | 706,226,000 |
| Allowance for loan losses | 8,192,000 | 7,326,000 | 8,390,000 | 8,303,000 |
| Securities available for sale | 127,121,000 | 154,848,000 | 120,955,000 | 103,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,732,000 | 787,704,000 | 799,922,000 | 790,222,000 |
| Interest-bearing deposits | 623,415,000 | 609,617,000 | 639,470,000 | 610,964,000 |
| Noninterest-bearing deposits | 183,317,000 | 178,087,000 | 160,452,000 | 179,258,000 |
| Equity capital | 78,168,000 | 78,510,000 | 79,101,000 | 79,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,051,000 | 18,208,000 | 27,593,000 | 37,168,000 |
| Interest expense | 1,351,000 | 2,540,000 | 3,555,000 | 4,517,000 |
| Net interest income | 7,700,000 | 15,668,000 | 24,038,000 | 32,651,000 |
| Noninterest income | 986,000 | 2,972,000 | 4,720,000 | 6,938,000 |
| Noninterest expense | 6,836,000 | 13,737,000 | 20,325,000 | 28,185,000 |
| Provision for loan losses | 1,110,000 | 2,460,000 | 4,960,000 | 6,590,000 |
| Pretax income | 1,778,000 | 3,503,000 | 5,155,000 | 6,652,000 |
| Income tax | 55,000 | 79,000 | 130,000 | -17,000 |
| Net income | 1,723,000 | 3,424,000 | 5,025,000 | 6,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,382,000 | 77,837,000 | 78,046,000 | 78,345,000 |
| Total capital | 85,574,000 | 85,163,000 | 86,436,000 | 86,648,000 |
| Risk-weighted assets | 680,604,000 | 714,027,000 | 736,018,000 | 757,201,000 |