Call reports 2011
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2011
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 904,587,000 | 880,633,000 | 897,312,000 | 883,746,000 |
| Total loans | 616,416,000 | 634,805,000 | 623,201,000 | 633,135,000 |
| Allowance for loan losses | 7,979,000 | 7,831,000 | 7,501,000 | 7,760,000 |
| Securities available for sale | 114,317,000 | 132,768,000 | 129,164,000 | 155,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,262,000 | 800,203,000 | 818,218,000 | 803,423,000 |
| Interest-bearing deposits | 677,730,000 | 658,012,000 | 663,073,000 | 626,322,000 |
| Noninterest-bearing deposits | 147,532,000 | 142,191,000 | 155,145,000 | 177,101,000 |
| Equity capital | 77,388,000 | 77,693,000 | 77,230,000 | 78,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,149,000 | 18,577,000 | 28,069,000 | 37,358,000 |
| Interest expense | 1,962,000 | 3,664,000 | 5,284,000 | 6,858,000 |
| Net interest income | 7,187,000 | 14,913,000 | 22,785,000 | 30,500,000 |
| Noninterest income | 1,857,000 | 3,274,000 | 4,436,000 | 5,822,000 |
| Noninterest expense | 6,428,000 | 13,238,000 | 19,382,000 | 26,238,000 |
| Provision for loan losses | 801,000 | 1,711,000 | 3,730,000 | 4,749,000 |
| Pretax income | 1,815,000 | 3,808,000 | 5,182,000 | 6,408,000 |
| Income tax | 42,000 | 90,000 | 136,000 | 228,000 |
| Net income | 1,773,000 | 3,718,000 | 5,046,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,091,000 | 77,076,000 | 76,312,000 | 77,003,000 |
| Total capital | 85,070,000 | 84,907,000 | 83,813,000 | 84,763,000 |
| Risk-weighted assets | 683,388,000 | 703,980,000 | 690,585,000 | 700,217,000 |