Call reports 2010
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2010
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 793,103,000 | 802,222,000 | 818,591,000 | 855,152,000 |
| Total loans | 608,004,000 | 636,657,000 | 633,512,000 | 647,016,000 |
| Allowance for loan losses | 8,710,000 | 9,599,000 | 8,273,000 | 8,456,000 |
| Securities available for sale | 95,573,000 | 100,474,000 | 103,552,000 | 113,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,680,000 | 723,069,000 | 739,164,000 | 775,736,000 |
| Interest-bearing deposits | 599,526,000 | 598,913,000 | 611,933,000 | 629,516,000 |
| Noninterest-bearing deposits | 117,154,000 | 124,156,000 | 127,231,000 | 146,220,000 |
| Equity capital | 74,169,000 | 76,088,000 | 77,742,000 | 77,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,988,000 | 18,443,000 | 27,867,000 | 37,356,000 |
| Interest expense | 2,319,000 | 4,410,000 | 6,356,000 | 8,327,000 |
| Net interest income | 6,669,000 | 14,033,000 | 21,511,000 | 29,029,000 |
| Noninterest income | 1,481,000 | 3,415,000 | 5,433,000 | 8,353,000 |
| Noninterest expense | 6,119,000 | 12,246,000 | 18,614,000 | 25,029,000 |
| Provision for loan losses | 561,000 | 1,371,000 | 2,340,000 | 4,859,000 |
| Pretax income | 1,470,000 | 3,828,000 | 5,987,000 | 8,615,000 |
| Income tax | 77,000 | 145,000 | 171,000 | 236,000 |
| Net income | 1,393,000 | 3,683,000 | 5,816,000 | 8,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,475,000 | 74,704,000 | 75,440,000 | 77,458,000 |
| Total capital | 81,739,000 | 83,162,000 | 83,713,000 | 85,914,000 |
| Risk-weighted assets | 660,641,000 | 675,476,000 | 684,526,000 | 699,334,000 |