Call reports 2009
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2009
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 767,297,000 | 755,681,000 | 762,321,000 | 785,069,000 |
| Total loans | 618,149,000 | 617,607,000 | 617,237,000 | 621,939,000 |
| Allowance for loan losses | 5,731,000 | 5,984,000 | 7,462,000 | 8,607,000 |
| Securities available for sale | 82,346,000 | 76,084,000 | 74,452,000 | 75,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,344,000 | 673,322,000 | 681,464,000 | 707,064,000 |
| Interest-bearing deposits | 589,329,000 | 567,142,000 | 587,640,000 | 600,294,000 |
| Noninterest-bearing deposits | 87,015,000 | 106,180,000 | 93,824,000 | 106,770,000 |
| Equity capital | 75,251,000 | 75,408,000 | 76,172,000 | 74,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,301,000 | 20,195,000 | 29,916,000 | 39,096,000 |
| Interest expense | 3,356,000 | 6,340,000 | 8,987,000 | 11,441,000 |
| Net interest income | 6,945,000 | 13,855,000 | 20,929,000 | 27,655,000 |
| Noninterest income | 1,910,000 | 4,010,000 | 6,134,000 | 8,248,000 |
| Noninterest expense | 6,090,000 | 12,792,000 | 18,864,000 | 25,030,000 |
| Provision for loan losses | 765,000 | 1,538,000 | 3,394,000 | 5,837,000 |
| Pretax income | 2,132,000 | 4,008,000 | 5,889,000 | 6,572,000 |
| Income tax | 18,000 | 68,000 | 127,000 | 44,000 |
| Net income | 2,114,000 | 3,940,000 | 5,762,000 | 6,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,284,000 | 74,367,000 | 74,861,000 | 73,826,000 |
| Total capital | 79,015,000 | 80,351,000 | 82,323,000 | 82,229,000 |
| Risk-weighted assets | 673,764,000 | 666,101,000 | 665,360,000 | 675,602,000 |