Call reports 2008
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2008
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 796,630,000 | 820,269,000 | 830,754,000 | 796,873,000 |
| Total loans | 649,187,000 | 668,846,000 | 678,992,000 | 648,751,000 |
| Allowance for loan losses | 5,684,000 | 6,018,000 | 6,019,000 | 6,560,000 |
| Securities available for sale | 86,512,000 | 90,202,000 | 91,603,000 | 85,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,305,000 | 737,981,000 | 743,643,000 | 687,508,000 |
| Interest-bearing deposits | 642,639,000 | 659,581,000 | 663,227,000 | 601,113,000 |
| Noninterest-bearing deposits | 79,666,000 | 78,400,000 | 80,416,000 | 86,395,000 |
| Equity capital | 70,392,000 | 69,038,000 | 70,730,000 | 73,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,708,000 | 25,215,000 | 37,302,000 | 48,563,000 |
| Interest expense | 5,688,000 | 10,694,000 | 15,335,000 | 19,424,000 |
| Net interest income | 7,020,000 | 14,521,000 | 21,967,000 | 29,139,000 |
| Noninterest income | 1,894,000 | 4,024,000 | 6,025,000 | 9,617,000 |
| Noninterest expense | 5,873,000 | 12,311,000 | 18,644,000 | 25,070,000 |
| Provision for loan losses | 736,000 | 1,983,000 | 2,581,000 | 4,429,000 |
| Pretax income | 2,475,000 | 4,472,000 | 6,991,000 | 10,003,000 |
| Income tax | -11,000 | 53,000 | 66,000 | 122,000 |
| Net income | 2,486,000 | 4,419,000 | 6,925,000 | 9,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,106,000 | 68,880,000 | 70,050,000 | 71,964,000 |
| Total capital | 73,790,000 | 74,898,000 | 76,069,000 | 78,524,000 |
| Risk-weighted assets | 706,915,000 | 727,833,000 | 737,018,000 | 709,919,000 |