Call reports 2005
PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2005
What PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 498,705,000 | 521,477,000 | 521,826,000 | 535,114,000 |
| Total loans | 376,864,000 | 390,288,000 | 404,465,000 | 406,436,000 |
| Allowance for loan losses | 4,046,000 | 4,157,000 | 4,258,000 | 4,172,000 |
| Securities available for sale | 65,431,000 | 74,583,000 | 75,445,000 | 75,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,746,000 | 457,378,000 | 451,537,000 | 468,138,000 |
| Interest-bearing deposits | 385,342,000 | 403,614,000 | 398,516,000 | 411,560,000 |
| Noninterest-bearing deposits | 52,404,000 | 53,764,000 | 53,021,000 | 56,578,000 |
| Equity capital | 37,237,000 | 39,814,000 | 40,247,000 | 41,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,482,000 | 13,470,000 | 21,005,000 | 28,957,000 |
| Interest expense | 2,256,000 | 4,777,000 | 7,654,000 | 10,784,000 |
| Net interest income | 4,226,000 | 8,693,000 | 13,351,000 | 18,173,000 |
| Noninterest income | 1,382,000 | 2,769,000 | 4,107,000 | 5,409,000 |
| Noninterest expense | 3,814,000 | 7,757,000 | 11,843,000 | 15,949,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,080,000 |
| Pretax income | 1,560,000 | 3,203,000 | 4,869,000 | 6,617,000 |
| Income tax | 20,000 | 23,000 | 42,000 | 60,000 |
| Net income | 1,540,000 | 3,180,000 | 4,827,000 | 6,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,532,000 | 39,668,000 | 40,467,000 | 41,899,000 |
| Total capital | 41,578,000 | 43,825,000 | 44,725,000 | 46,071,000 |
| Risk-weighted assets | 398,154,000 | 414,556,000 | 425,943,000 | 428,327,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES NATIONAL BANK, NATIONAL ASSOCIATION — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.