Call reports 2011
BUFFALO RIDGE BANK, THE — 2011
What BUFFALO RIDGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,965,000 | 39,378,000 | 41,091,000 | 42,444,000 |
| Total loans | 24,314,000 | 25,589,000 | 25,513,000 | 27,474,000 |
| Allowance for loan losses | 268,000 | 234,000 | 235,000 | 236,000 |
| Securities available for sale | 6,963,000 | 7,086,000 | 8,902,000 | 8,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,757,000 | 35,972,000 | 37,495,000 | 38,776,000 |
| Interest-bearing deposits | 28,445,000 | 7,209,000 | 28,124,000 | 28,170,000 |
| Noninterest-bearing deposits | 7,312,000 | 28,763,000 | 9,371,000 | 10,606,000 |
| Equity capital | 3,149,000 | 3,349,000 | 3,548,000 | 3,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 998,000 | 1,532,000 | 2,029,000 |
| Interest expense | 96,000 | 187,000 | 269,000 | 339,000 |
| Net interest income | 383,000 | 811,000 | 1,263,000 | 1,690,000 |
| Noninterest income | 21,000 | 44,000 | 66,000 | 89,000 |
| Noninterest expense | 229,000 | 447,000 | 684,000 | 1,003,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 70,000 |
| Pretax income | 175,000 | 358,000 | 595,000 | 706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 358,000 | 595,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,106,000 | 3,174,000 | 3,320,000 | 3,432,000 |
| Total capital | 3,374,000 | 3,408,000 | 3,555,000 | 3,668,000 |
| Risk-weighted assets | 28,286,000 | 29,505,000 | 30,215,000 | 32,826,000 |