Call reports 2025
MERCHANTS & FARMERS BANK OF GREENE COUNTY — 2025
What MERCHANTS & FARMERS BANK OF GREENE COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 123,248,000 | 123,492,000 | 127,324,000 | 128,400,000 |
| Total loans | 72,398,000 | 73,258,000 | 73,923,000 | 77,057,000 |
| Allowance for loan losses | 1,069,000 | 1,030,000 | 1,005,000 | 1,020,000 |
| Securities available for sale | 31,595,000 | 30,853,000 | 30,151,000 | 29,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 2,016,000 | 2,089,000 | 2,130,000 |
| Total deposits | 109,996,000 | 109,384,000 | 112,371,000 | 113,289,000 |
| Interest-bearing deposits | 77,614,000 | 78,987,000 | 80,450,000 | 81,775,000 |
| Noninterest-bearing deposits | 32,382,000 | 30,397,000 | 31,921,000 | 31,514,000 |
| Equity capital | 12,504,000 | 13,307,000 | 14,024,000 | 14,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,299,000 | 5,006,000 | 6,735,000 |
| Interest expense | 549,000 | 1,087,000 | 1,619,000 | 2,216,000 |
| Net interest income | 1,058,000 | 2,212,000 | 3,387,000 | 4,519,000 |
| Noninterest income | 138,000 | 296,000 | 517,000 | 699,000 |
| Noninterest expense | 826,000 | 1,560,000 | 2,542,000 | 3,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 370,000 | 948,000 | 1,362,000 | 1,401,000 |
| Income tax | 14,000 | 27,000 | 72,000 | 59,000 |
| Net income | 356,000 | 921,000 | 1,290,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,413,000 | 14,979,000 | 15,347,000 | 15,400,000 |
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