Call reports 2017
MERCHANTS & FARMERS BANK OF GREENE COUNTY — 2017
What MERCHANTS & FARMERS BANK OF GREENE COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,264,000 | 61,635,000 | 60,442,000 | 62,191,000 |
| Total loans | 33,312,000 | 32,956,000 | 31,981,000 | 33,728,000 |
| Allowance for loan losses | 251,000 | 244,000 | 599,000 | 604,000 |
| Securities available for sale | 20,040,000 | 19,451,000 | 18,984,000 | 17,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,346,000 | 54,541,000 | 53,218,000 | 55,000,000 |
| Interest-bearing deposits | 37,532,000 | 37,214,000 | 35,818,000 | 36,136,000 |
| Noninterest-bearing deposits | 17,814,000 | 17,327,000 | 17,400,000 | 18,864,000 |
| Equity capital | 6,744,000 | 6,896,000 | 6,966,000 | 6,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,402,000 | 2,144,000 | 2,849,000 |
| Interest expense | 32,000 | 64,000 | 93,000 | 121,000 |
| Net interest income | 668,000 | 1,338,000 | 2,051,000 | 2,728,000 |
| Noninterest income | 173,000 | 350,000 | 527,000 | 947,000 |
| Noninterest expense | 673,000 | 1,321,000 | 2,013,000 | 2,879,000 |
| Provision for loan losses | 20,000 | 29,000 | 29,000 | 29,000 |
| Pretax income | 148,000 | 338,000 | 536,000 | 767,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 28,000 |
| Net income | 145,000 | 335,000 | 533,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,341,000 | 6,456,000 | 6,554,000 | 6,536,000 |
| Total capital | 6,592,000 | 6,700,000 | 6,983,000 | 7,010,000 |
| Risk-weighted assets | 34,899,000 | 35,679,000 | 34,114,000 | 37,763,000 |