Call reports 2012
MERCHANTS & FARMERS BANK OF GREENE COUNTY — 2012
What MERCHANTS & FARMERS BANK OF GREENE COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,906,000 | 56,634,000 | 55,262,000 | 56,544,000 |
| Total loans | 26,262,000 | 25,403,000 | 26,371,000 | 25,601,000 |
| Allowance for loan losses | 308,000 | 304,000 | 311,000 | 277,000 |
| Securities available for sale | 22,337,000 | 21,014,000 | 21,904,000 | 20,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,169,000 | 46,642,000 | 46,014,000 | 47,206,000 |
| Interest-bearing deposits | 28,258,000 | 28,239,000 | 26,659,000 | 26,761,000 |
| Noninterest-bearing deposits | 18,911,000 | 18,403,000 | 19,355,000 | 20,445,000 |
| Equity capital | 6,087,000 | 6,311,000 | 6,522,000 | 6,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,114,000 | 1,702,000 | 2,256,000 |
| Interest expense | 85,000 | 208,000 | 281,000 | 377,000 |
| Net interest income | 489,000 | 906,000 | 1,421,000 | 1,879,000 |
| Noninterest income | 177,000 | 378,000 | 591,000 | 832,000 |
| Noninterest expense | 469,000 | 1,050,000 | 1,698,000 | 2,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 234,000 | 314,000 | 439,000 |
| Income tax | 64,000 | 12,000 | 12,000 | 2,000 |
| Net income | 133,000 | 222,000 | 302,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,281,000 | 5,369,000 | 5,449,000 | 5,580,000 |
| Total capital | 5,589,000 | 5,673,000 | 5,760,000 | 5,857,000 |
| Risk-weighted assets | 27,315,000 | 27,109,000 | 27,144,000 | 26,564,000 |