Call reports 2017
MAINSOURCE BANK — 2017
What MAINSOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,044,995,000 | 4,594,135,000 | 4,607,641,000 | 4,653,676,000 |
| Total loans | 2,618,980,000 | 3,035,465,000 | 3,056,238,000 | 3,071,257,000 |
| Allowance for loan losses | 22,368,000 | 22,306,000 | 22,543,000 | 22,542,000 |
| Securities available for sale | 1,022,079,000 | 1,081,315,000 | 1,085,663,000 | 1,079,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,169,204,000 | 3,530,854,000 | 3,434,790,000 | 3,527,561,000 |
| Interest-bearing deposits | 2,339,019,000 | 2,672,105,000 | 2,582,587,000 | 2,636,963,000 |
| Noninterest-bearing deposits | 830,185,000 | 858,749,000 | 852,203,000 | 890,598,000 |
| Equity capital | 493,329,000 | 572,563,000 | 576,366,000 | 579,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 35,106,000 | 74,200,000 | 115,898,000 | 158,153,000 |
| Interest expense | 2,394,000 | 5,361,000 | 8,951,000 | 12,831,000 |
| Net interest income | 32,712,000 | 68,839,000 | 106,947,000 | 145,322,000 |
| Noninterest income | 13,054,000 | 26,686,000 | 40,877,000 | 53,580,000 |
| Noninterest expense | 27,057,000 | 61,587,000 | 92,020,000 | 120,696,000 |
| Provision for loan losses | 0 | 100,000 | 700,000 | 1,250,000 |
| Pretax income | 18,722,000 | 33,857,000 | 55,115,000 | 77,038,000 |
| Income tax | 5,150,000 | 9,148,000 | 15,070,000 | 18,871,000 |
| Net income | 13,572,000 | 24,709,000 | 40,045,000 | 58,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,422,000 | 420,967,000 | 423,832,000 | 429,868,000 |
| Total capital | 406,790,000 | 443,273,000 | 446,375,000 | 452,410,000 |
| Risk-weighted assets | 2,841,524,000 | 3,279,625,000 | 3,290,185,000 | 3,336,564,000 |