Call reports 2016
MAINSOURCE BANK — 2016
What MAINSOURCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,411,568,000 | 3,993,603,000 | 4,014,180,000 | 4,080,967,000 |
| Total loans | 2,165,509,000 | 2,561,764,000 | 2,591,883,000 | 2,664,151,000 |
| Allowance for loan losses | 21,079,000 | 21,468,000 | 21,828,000 | 22,499,000 |
| Securities available for sale | 937,570,000 | 1,032,250,000 | 1,024,918,000 | 1,007,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,664,749,000 | 3,120,068,000 | 3,128,053,000 | 3,120,770,000 |
| Interest-bearing deposits | 1,996,958,000 | 2,420,818,000 | 2,414,961,000 | 2,343,005,000 |
| Noninterest-bearing deposits | 667,791,000 | 699,250,000 | 713,092,000 | 777,765,000 |
| Equity capital | 407,246,000 | 496,337,000 | 506,848,000 | 490,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 28,656,000 | 59,402,000 | 93,130,000 | 127,880,000 |
| Interest expense | 2,032,000 | 4,246,000 | 6,554,000 | 8,849,000 |
| Net interest income | 26,624,000 | 55,156,000 | 86,576,000 | 119,031,000 |
| Noninterest income | 11,490,000 | 24,985,000 | 38,859,000 | 52,291,000 |
| Noninterest expense | 24,260,000 | 55,504,000 | 81,849,000 | 108,113,000 |
| Provision for loan losses | 500,000 | 705,000 | 855,000 | 1,705,000 |
| Pretax income | 13,371,000 | 24,053,000 | 42,875,000 | 61,674,000 |
| Income tax | 3,364,000 | 6,044,000 | 11,340,000 | 16,488,000 |
| Net income | 10,007,000 | 18,009,000 | 31,535,000 | 45,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,529,000 | 369,238,000 | 381,638,000 | 385,440,000 |
| Total capital | 332,608,000 | 390,706,000 | 403,466,000 | 407,939,000 |
| Risk-weighted assets | 2,317,824,000 | 2,677,844,000 | 2,694,230,000 | 2,776,898,000 |