Call reports 2015
MAINSOURCE BANK — 2015
What MAINSOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,156,684,000 | 3,245,400,000 | 3,339,522,000 | 3,385,483,000 |
| Total loans | 1,990,166,000 | 2,002,977,000 | 2,086,312,000 | 2,162,923,000 |
| Allowance for loan losses | 22,638,000 | 22,473,000 | 22,023,000 | 22,020,000 |
| Securities available for sale | 870,932,000 | 859,588,000 | 909,350,000 | 925,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,483,407,000 | 2,537,320,000 | 2,615,856,000 | 2,665,390,000 |
| Interest-bearing deposits | 1,924,339,000 | 1,965,346,000 | 2,000,477,000 | 2,008,660,000 |
| Noninterest-bearing deposits | 559,068,000 | 571,973,000 | 615,379,000 | 656,730,000 |
| Equity capital | 394,033,000 | 398,829,000 | 404,093,000 | 400,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 27,189,000 | 54,370,000 | 82,364,000 | 110,699,000 |
| Interest expense | 1,903,000 | 3,538,000 | 5,246,000 | 7,120,000 |
| Net interest income | 25,286,000 | 50,832,000 | 77,118,000 | 103,579,000 |
| Noninterest income | 10,960,000 | 23,619,000 | 36,827,000 | 49,381,000 |
| Noninterest expense | 25,575,000 | 49,208,000 | 73,535,000 | 98,865,000 |
| Provision for loan losses | 0 | 0 | 800,000 | 1,625,000 |
| Pretax income | 10,923,000 | 25,558,000 | 39,970,000 | 52,856,000 |
| Income tax | 2,370,000 | 6,035,000 | 9,590,000 | 13,126,000 |
| Net income | 8,553,000 | 19,523,000 | 30,380,000 | 39,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 301,598,000 | 309,353,000 | 307,397,000 | 312,246,000 |
| Total capital | 324,236,000 | 331,826,000 | 329,420,000 | 334,266,000 |
| Risk-weighted assets | 2,076,492,000 | 2,170,932,000 | 2,213,791,000 | 2,302,106,000 |