Call reports 2013
MAINSOURCE BANK — 2013
What MAINSOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,709,470,000 | 2,756,977,000 | 2,810,094,000 | 2,847,543,000 |
| Total loans | 1,558,410,000 | 1,595,280,000 | 1,616,874,000 | 1,677,922,000 |
| Allowance for loan losses | 31,728,000 | 28,002,000 | 27,849,000 | 27,609,000 |
| Securities available for sale | 905,997,000 | 886,509,000 | 892,788,000 | 890,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,196,895,000 | 2,203,612,000 | 2,178,111,000 | 2,211,550,000 |
| Interest-bearing deposits | 1,763,204,000 | 1,760,674,000 | 1,750,975,000 | 1,762,968,000 |
| Noninterest-bearing deposits | 433,692,000 | 442,937,000 | 427,136,000 | 448,582,000 |
| Equity capital | 350,830,000 | 337,137,000 | 336,827,000 | 332,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 25,315,000 | 50,349,000 | 75,723,000 | 101,273,000 |
| Interest expense | 2,290,000 | 4,356,000 | 6,358,000 | 8,303,000 |
| Net interest income | 23,025,000 | 45,993,000 | 69,365,000 | 92,970,000 |
| Noninterest income | 9,014,000 | 19,954,000 | 30,874,000 | 41,008,000 |
| Noninterest expense | 25,303,000 | 47,409,000 | 69,262,000 | 91,800,000 |
| Provision for loan losses | 1,734,000 | 2,734,000 | 3,734,000 | 4,534,000 |
| Pretax income | 5,846,000 | 16,637,000 | 28,078,000 | 38,479,000 |
| Income tax | 506,000 | 2,694,000 | 5,204,000 | 7,228,000 |
| Net income | 5,340,000 | 13,943,000 | 22,874,000 | 31,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,063,000 | 259,343,000 | 260,758,000 | 261,069,000 |
| Total capital | 278,743,000 | 280,622,000 | 282,470,000 | 283,655,000 |
| Risk-weighted assets | 1,643,360,000 | 1,695,637,000 | 1,730,998,000 | 1,801,842,000 |