Call reports 2012
MAINSOURCE BANK — 2012
What MAINSOURCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,738,891,000 | 2,739,616,000 | 2,726,732,000 | 2,743,288,000 |
| Total loans | 1,551,265,000 | 1,557,381,000 | 1,555,446,000 | 1,570,402,000 |
| Allowance for loan losses | 38,541,000 | 38,289,000 | 35,246,000 | 32,227,000 |
| Securities available for sale | 885,203,000 | 895,639,000 | 901,778,000 | 901,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,166,166,000 | 2,198,161,000 | 2,095,368,000 | 2,191,316,000 |
| Interest-bearing deposits | 1,800,381,000 | 1,817,056,000 | 1,731,508,000 | 1,777,198,000 |
| Noninterest-bearing deposits | 365,784,000 | 381,105,000 | 363,860,000 | 414,118,000 |
| Equity capital | 375,649,000 | 356,564,000 | 367,228,000 | 359,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,908,000 | 55,588,000 | 82,416,000 | 108,763,000 |
| Interest expense | 3,664,000 | 7,136,000 | 10,178,000 | 12,860,000 |
| Net interest income | 24,244,000 | 48,452,000 | 72,238,000 | 95,903,000 |
| Noninterest income | 8,361,000 | 18,187,000 | 28,570,000 | 41,397,000 |
| Noninterest expense | 21,145,000 | 42,484,000 | 65,123,000 | 86,796,000 |
| Provision for loan losses | 3,100,000 | 5,600,000 | 7,600,000 | 9,850,000 |
| Pretax income | 9,347,000 | 19,590,000 | 29,952,000 | 42,522,000 |
| Income tax | 1,792,000 | 3,944,000 | 6,087,000 | 8,992,000 |
| Net income | 7,555,000 | 15,646,000 | 23,865,000 | 33,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,716,000 | 262,279,000 | 269,442,000 | 262,527,000 |
| Total capital | 304,424,000 | 282,963,000 | 290,097,000 | 283,303,000 |
| Risk-weighted assets | 1,638,797,000 | 1,637,115,000 | 1,637,942,000 | 1,650,645,000 |