Call reports 2011
MAINSOURCE BANK — 2011
What MAINSOURCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,748,711,000 | 2,798,336,000 | 2,730,584,000 | 2,729,051,000 |
| Total loans | 1,644,465,000 | 1,619,934,000 | 1,568,827,000 | 1,550,992,000 |
| Allowance for loan losses | 43,255,000 | 41,463,000 | 41,433,000 | 39,889,000 |
| Securities available for sale | 816,337,000 | 830,989,000 | 866,374,000 | 875,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,220,096,000 | 2,251,243,000 | 2,176,513,000 | 2,166,990,000 |
| Interest-bearing deposits | 1,915,630,000 | 1,938,620,000 | 1,846,147,000 | 1,825,494,000 |
| Noninterest-bearing deposits | 304,466,000 | 312,624,000 | 330,367,000 | 341,496,000 |
| Equity capital | 338,913,000 | 351,059,000 | 365,828,000 | 370,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 31,175,000 | 62,296,000 | 92,640,000 | 121,608,000 |
| Interest expense | 5,798,000 | 11,093,000 | 15,936,000 | 20,027,000 |
| Net interest income | 25,377,000 | 51,203,000 | 76,704,000 | 101,581,000 |
| Noninterest income | 8,322,000 | 17,073,000 | 25,253,000 | 32,711,000 |
| Noninterest expense | 22,244,000 | 43,639,000 | 65,130,000 | 91,694,000 |
| Provision for loan losses | 5,600,000 | 9,600,000 | 14,600,000 | 17,800,000 |
| Pretax income | 6,988,000 | 18,691,000 | 27,144,000 | 36,155,000 |
| Income tax | 1,058,000 | 3,676,000 | 5,197,000 | 6,600,000 |
| Net income | 5,930,000 | 15,015,000 | 21,947,000 | 29,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,137,000 | 265,565,000 | 270,214,000 | 278,192,000 |
| Total capital | 277,577,000 | 286,807,000 | 291,037,000 | 299,061,000 |
| Risk-weighted assets | 1,693,412,000 | 1,679,164,000 | 1,645,267,000 | 1,650,522,000 |