Call reports 2005
MAINSOURCE BANK — 2005
What MAINSOURCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,185,982,000 | 1,232,120,000 | 1,342,734,000 | 1,446,991,000 |
| Total loans | 750,005,000 | 758,864,000 | 818,441,000 | 869,986,000 |
| Allowance for loan losses | 9,259,000 | 9,123,000 | 10,364,000 | 9,704,000 |
| Securities available for sale | 316,904,000 | 342,799,000 | 379,077,000 | 378,938,000 |
| Securities held to maturity | 2,978,000 | 2,992,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,614,000 | 1,013,022,000 | 1,071,754,000 | 1,197,100,000 |
| Interest-bearing deposits | 828,161,000 | 879,860,000 | 937,524,000 | 1,046,743,000 |
| Noninterest-bearing deposits | 115,453,000 | 133,162,000 | 134,229,000 | 150,356,000 |
| Equity capital | 117,478,000 | 123,477,000 | 153,356,000 | 156,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,370,000 | 31,533,000 | 48,676,000 | 72,001,000 |
| Interest expense | 4,625,000 | 9,604,000 | 15,116,000 | 22,121,000 |
| Net interest income | 10,745,000 | 21,929,000 | 33,560,000 | 49,880,000 |
| Noninterest income | 3,793,000 | 7,170,000 | 10,890,000 | 15,415,000 |
| Noninterest expense | 9,232,000 | 17,989,000 | 26,948,000 | 39,398,000 |
| Provision for loan losses | 100,000 | 380,000 | 800,000 | 760,000 |
| Pretax income | 5,208,000 | 10,983,000 | 16,963,000 | 23,609,000 |
| Income tax | 1,486,000 | 3,144,000 | 4,795,000 | 6,786,000 |
| Net income | 3,722,000 | 7,839,000 | 12,168,000 | 16,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,162,000 | 89,483,000 | 103,730,000 | 102,969,000 |
| Total capital | 94,421,000 | 98,606,000 | 114,094,000 | 112,673,000 |
| Risk-weighted assets | 790,316,000 | 807,170,000 | 883,866,000 | 946,515,000 |
Machine access — free, no API key
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