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Call reports 2003

MAINSOURCE BANK — 2003

What MAINSOURCE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6ecacec9-ba82-4cfd-aa52-318321a88fb8/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets806,104,000834,541,000807,409,000818,591,000
Total loans528,996,000526,468,000511,588,000517,017,000
Allowance for loan losses6,975,0006,995,0007,337,0006,832,000
Securities available for sale207,797,000233,277,000218,425,000220,792,000
Securities held to maturity3,746,0003,757,0003,420,0003,431,000
Trading assets0000
Total deposits687,139,000699,626,000672,807,000685,682,000
Interest-bearing deposits607,951,000610,950,000596,876,000606,177,000
Noninterest-bearing deposits79,188,00088,676,00075,931,00079,505,000
Equity capital75,400,00075,485,00074,106,00074,469,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income10,792,00020,939,00030,806,00040,814,000
Interest expense3,305,0006,479,0009,444,00012,199,000
Net interest income7,487,00014,460,00021,362,00028,615,000
Noninterest income3,614,0007,640,00011,742,00015,235,000
Noninterest expense6,239,00012,245,00018,373,00024,610,000
Provision for loan losses300,000600,0001,250,000950,000
Pretax income4,946,0009,681,00014,214,00019,023,000
Income tax1,575,0003,108,0004,579,0006,225,000
Net income3,371,0006,573,0009,635,00012,798,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital55,724,00055,642,00055,880,00056,552,000
Total capital62,243,00062,265,00062,412,00063,291,000
Risk-weighted assets521,103,000529,494,000521,734,000538,261,000

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