Call report 2023Q4
VALLANT BANK — 2023Q4
The 22 measures VALLANT BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,120,719,000 | USD | evidence → |
| Total loans | 1,527,747,000 | USD | evidence → |
| Allowance for loan losses | 20,271,000 | USD | evidence → |
| Securities available for sale | 391,196,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,868,048,000 | USD | evidence → |
| Interest-bearing deposits | 1,255,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 612,339,000 | USD | evidence → |
| Equity capital | 180,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 91,002,000 | USD | evidence → |
| Interest expense | 15,212,000 | USD | evidence → |
| Net interest income | 75,790,000 | USD | evidence → |
| Noninterest income | 17,742,000 | USD | evidence → |
| Noninterest expense | 61,548,000 | USD | evidence → |
| Provision for loan losses | 3,631,000 | USD | evidence → |
| Pretax income | 26,418,000 | USD | evidence → |
| Income tax | 5,819,000 | USD | evidence → |
| Net income | 20,599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 187,038,000 | USD | evidence → |
| Total capital | 207,881,000 | USD | evidence → |
| Risk-weighted assets | 1,699,323,000 | USD | evidence → |