Call reports 2019
VALLANT BANK — 2019
What VALLANT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 972,448,000 | 961,334,000 | 960,336,000 | 1,030,715,000 |
| Total loans | 671,927,000 | 672,070,000 | 697,642,000 | 697,353,000 |
| Allowance for loan losses | 6,779,000 | 6,713,000 | 6,970,000 | 7,237,000 |
| Securities available for sale | 112,312,000 | 115,075,000 | 119,694,000 | 124,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,226,000 | 844,238,000 | 838,031,000 | 908,251,000 |
| Interest-bearing deposits | 613,068,000 | 602,726,000 | 592,775,000 | 659,057,000 |
| Noninterest-bearing deposits | 244,158,000 | 241,512,000 | 245,256,000 | 249,194,000 |
| Equity capital | 106,807,000 | 109,619,000 | 111,636,000 | 115,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,525,000 | 20,916,000 | 31,555,000 | 42,320,000 |
| Interest expense | 688,000 | 1,508,000 | 2,205,000 | 3,298,000 |
| Net interest income | 9,837,000 | 19,408,000 | 29,350,000 | 39,022,000 |
| Noninterest income | 2,845,000 | 5,862,000 | 9,193,000 | 12,878,000 |
| Noninterest expense | 8,354,000 | 16,661,000 | 24,959,000 | 33,204,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,904,000 | 7,740,000 | 12,270,000 | 16,894,000 |
| Income tax | 941,000 | 1,924,000 | 3,096,000 | 4,238,000 |
| Net income | 2,963,000 | 5,816,000 | 9,174,000 | 12,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,155,000 | 89,777,000 | 91,403,000 | 94,623,000 |
| Total capital | 94,934,000 | 96,490,000 | 98,373,000 | 101,860,000 |
| Risk-weighted assets | 781,398,000 | 783,979,000 | 814,302,000 | 835,115,000 |