Call reports 2018
VALLANT BANK — 2018
What VALLANT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 888,864,000 | 881,038,000 | 870,280,000 | 947,125,000 |
| Total loans | 636,779,000 | 652,983,000 | 669,609,000 | 685,072,000 |
| Allowance for loan losses | 5,837,000 | 6,010,000 | 6,050,000 | 6,178,000 |
| Securities available for sale | 122,258,000 | 119,573,000 | 115,960,000 | 108,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,459,000 | 771,307,000 | 754,244,000 | 835,211,000 |
| Interest-bearing deposits | 562,229,000 | 550,209,000 | 527,189,000 | 588,356,000 |
| Noninterest-bearing deposits | 215,230,000 | 221,098,000 | 227,055,000 | 246,855,000 |
| Equity capital | 103,536,000 | 103,230,000 | 102,770,000 | 106,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,090,000 | 18,506,000 | 28,121,000 | 38,151,000 |
| Interest expense | 210,000 | 416,000 | 708,000 | 1,187,000 |
| Net interest income | 8,880,000 | 18,090,000 | 27,413,000 | 36,964,000 |
| Noninterest income | 2,965,000 | 5,911,000 | 8,025,000 | 11,111,000 |
| Noninterest expense | 8,229,000 | 16,337,000 | 24,197,000 | 32,265,000 |
| Provision for loan losses | 0 | 450,000 | 750,000 | 1,200,000 |
| Pretax income | 3,600,000 | 7,198,000 | 10,475,000 | 13,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,600,000 | 7,198,000 | 10,475,000 | 13,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,484,000 | 86,562,000 | 86,821,000 | 89,674,000 |
| Total capital | 92,321,000 | 92,572,000 | 92,871,000 | 95,852,000 |
| Risk-weighted assets | 759,795,000 | 772,209,000 | 794,301,000 | 788,347,000 |