Call reports 2017
VALLANT BANK — 2017
What VALLANT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 857,393,000 | 846,570,000 | 846,481,000 | 876,891,000 |
| Total loans | 601,951,000 | 616,300,000 | 618,918,000 | 627,459,000 |
| Allowance for loan losses | 4,645,000 | 4,556,000 | 5,120,000 | 5,950,000 |
| Securities available for sale | 127,398,000 | 126,726,000 | 123,093,000 | 121,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,839,000 | 739,205,000 | 732,737,000 | 765,373,000 |
| Interest-bearing deposits | 557,426,000 | 531,069,000 | 526,645,000 | 550,239,000 |
| Noninterest-bearing deposits | 195,413,000 | 208,136,000 | 206,092,000 | 215,134,000 |
| Equity capital | 97,393,000 | 101,788,000 | 105,565,000 | 104,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,385,000 | 17,065,000 | 25,929,000 | 35,032,000 |
| Interest expense | 233,000 | 460,000 | 693,000 | 917,000 |
| Net interest income | 8,152,000 | 16,605,000 | 25,236,000 | 34,115,000 |
| Noninterest income | 3,035,000 | 6,929,000 | 10,141,000 | 13,173,000 |
| Noninterest expense | 6,852,000 | 14,160,000 | 21,431,000 | 28,786,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 3,592,000 | 7,879,000 | 11,713,000 | 15,497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,592,000 | 7,879,000 | 11,713,000 | 15,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,230,000 | 81,071,000 | 85,479,000 | 85,487,000 |
| Total capital | 82,876,000 | 85,627,000 | 90,599,000 | 91,437,000 |
| Risk-weighted assets | 734,684,000 | 747,939,000 | 749,989,000 | 747,975,000 |