Call reports 2016
VALLANT BANK — 2016
What VALLANT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 685,162,000 | 675,731,000 | 668,691,000 | 849,015,000 |
| Total loans | 408,761,000 | 428,470,000 | 441,442,000 | 609,258,000 |
| Allowance for loan losses | 4,213,000 | 4,147,000 | 4,029,000 | 4,310,000 |
| Securities available for sale | 162,859,000 | 141,144,000 | 135,014,000 | 129,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,622,000 | 590,463,000 | 580,178,000 | 748,582,000 |
| Interest-bearing deposits | 453,463,000 | 440,759,000 | 424,895,000 | 562,769,000 |
| Noninterest-bearing deposits | 149,159,000 | 149,704,000 | 155,283,000 | 185,813,000 |
| Equity capital | 77,448,000 | 80,441,000 | 80,985,000 | 94,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,300,000 | 12,734,000 | 19,175,000 | 26,810,000 |
| Interest expense | 195,000 | 373,000 | 524,000 | 725,000 |
| Net interest income | 6,105,000 | 12,361,000 | 18,651,000 | 26,085,000 |
| Noninterest income | 2,203,000 | 4,758,000 | 6,831,000 | 9,588,000 |
| Noninterest expense | 6,088,000 | 12,232,000 | 18,085,000 | 24,767,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 800,000 |
| Pretax income | 2,174,000 | 5,322,000 | 7,838,000 | 10,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,174,000 | 5,322,000 | 7,838,000 | 10,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,573,000 | 68,497,000 | 69,178,000 | 76,484,000 |
| Total capital | 70,786,000 | 72,644,000 | 73,207,000 | 80,794,000 |
| Risk-weighted assets | 548,462,000 | 557,645,000 | 572,674,000 | 737,601,000 |