Call reports 2014
VALLANT BANK — 2014
What VALLANT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 614,868,000 | 599,731,000 | 595,721,000 | 630,071,000 |
| Total loans | 363,732,000 | 362,989,000 | 364,624,000 | 366,862,000 |
| Allowance for loan losses | 4,761,000 | 4,879,000 | 4,798,000 | 4,485,000 |
| Securities available for sale | 151,691,000 | 159,305,000 | 156,371,000 | 159,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,662,000 | 521,876,000 | 515,899,000 | 549,419,000 |
| Interest-bearing deposits | 420,723,000 | 400,121,000 | 390,382,000 | 415,815,000 |
| Noninterest-bearing deposits | 118,939,000 | 121,755,000 | 125,517,000 | 133,604,000 |
| Equity capital | 65,864,000 | 69,154,000 | 69,836,000 | 71,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,863,000 | 11,844,000 | 17,776,000 | 23,768,000 |
| Interest expense | 246,000 | 485,000 | 712,000 | 921,000 |
| Net interest income | 5,617,000 | 11,359,000 | 17,064,000 | 22,847,000 |
| Noninterest income | 1,727,000 | 3,743,000 | 5,310,000 | 6,977,000 |
| Noninterest expense | 4,997,000 | 10,108,000 | 15,074,000 | 19,893,000 |
| Provision for loan losses | 570,000 | 1,160,000 | 1,585,000 | 1,704,000 |
| Pretax income | 1,830,000 | 3,882,000 | 5,790,000 | 8,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,830,000 | 3,882,000 | 5,790,000 | 8,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,676,000 | 60,854,000 | 61,291,000 | 61,733,000 |
| Total capital | 64,437,000 | 65,733,000 | 66,089,000 | 66,218,000 |
| Risk-weighted assets | 438,676,000 | 439,666,000 | 437,886,000 | 444,062,000 |