Call report 2008Q4
VALLANT BANK — 2008Q4
The 22 measures VALLANT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 581,284,000 | USD | evidence → |
| Total loans | 426,987,000 | USD | evidence → |
| Allowance for loan losses | 4,004,000 | USD | evidence → |
| Securities available for sale | 96,169,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,978,000 | USD | evidence → |
| Interest-bearing deposits | 394,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,044,000 | USD | evidence → |
| Equity capital | 66,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,960,000 | USD | evidence → |
| Interest expense | 12,025,000 | USD | evidence → |
| Net interest income | 22,935,000 | USD | evidence → |
| Noninterest income | 6,459,000 | USD | evidence → |
| Noninterest expense | 18,888,000 | USD | evidence → |
| Provision for loan losses | 1,899,000 | USD | evidence → |
| Pretax income | 8,607,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,475,000 | USD | evidence → |
| Total capital | 60,479,000 | USD | evidence → |
| Risk-weighted assets | 481,575,000 | USD | evidence → |