Call reports 2006
VALLANT BANK — 2006
What VALLANT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 396,293,000 | 398,154,000 | 408,760,000 | 413,715,000 |
| Total loans | 292,268,000 | 291,949,000 | 295,320,000 | 303,513,000 |
| Allowance for loan losses | 4,238,000 | 4,500,000 | 3,991,000 | 3,901,000 |
| Securities available for sale | 68,091,000 | 73,559,000 | 78,298,000 | 78,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,880,000 | 320,337,000 | 328,531,000 | 327,158,000 |
| Interest-bearing deposits | 249,495,000 | 250,444,000 | 256,223,000 | 260,161,000 |
| Noninterest-bearing deposits | 69,385,000 | 69,893,000 | 72,308,000 | 66,997,000 |
| Equity capital | 49,165,000 | 49,620,000 | 51,907,000 | 53,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 13,599,000 | 20,784,000 | 28,315,000 |
| Interest expense | 1,889,000 | 3,993,000 | 6,297,000 | 8,881,000 |
| Net interest income | 4,746,000 | 9,606,000 | 14,487,000 | 19,434,000 |
| Noninterest income | 1,299,000 | 2,736,000 | 4,178,000 | 5,530,000 |
| Noninterest expense | 3,044,000 | 6,062,000 | 9,052,000 | 12,365,000 |
| Provision for loan losses | 285,000 | 570,000 | 675,000 | 780,000 |
| Pretax income | 2,695,000 | 5,689,000 | 8,917,000 | 11,840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,695,000 | 5,689,000 | 8,917,000 | 11,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,427,000 | 50,621,000 | 51,910,000 | 53,405,000 |
| Total capital | 53,349,000 | 54,560,000 | 55,876,000 | 57,306,000 |
| Risk-weighted assets | 313,432,000 | 314,545,000 | 317,281,000 | 314,545,000 |
Machine access — free, no API key
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