Call reports 2020
MAHOPAC BANK — 2020
What MAHOPAC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,334,374,000 | 1,524,004,000 | 1,615,134,000 | 1,462,936,000 |
| Total loans | 990,639,000 | 1,112,118,000 | 1,130,437,000 | 1,105,916,000 |
| Allowance for loan losses | 11,021,000 | 11,625,000 | 10,969,000 | 11,212,000 |
| Securities available for sale | 272,368,000 | 268,458,000 | 282,961,000 | 274,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,084,233,000 | 1,305,545,000 | 1,395,572,000 | 1,252,442,000 |
| Interest-bearing deposits | 718,766,000 | 820,552,000 | 918,491,000 | 780,848,000 |
| Noninterest-bearing deposits | 365,467,000 | 484,993,000 | 477,082,000 | 471,594,000 |
| Equity capital | 143,774,000 | 145,564,000 | 146,814,000 | 147,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,843,000 | 26,061,000 | 39,211,000 | 52,610,000 |
| Interest expense | 1,630,000 | 2,812,000 | 3,821,000 | 4,695,000 |
| Net interest income | 11,213,000 | 23,249,000 | 35,390,000 | 47,915,000 |
| Noninterest income | 1,202,000 | 2,186,000 | 3,150,000 | 4,278,000 |
| Noninterest expense | 7,900,000 | 16,472,000 | 24,493,000 | 32,775,000 |
| Provision for loan losses | 3,308,000 | 3,906,000 | 3,248,000 | 3,578,000 |
| Pretax income | 1,451,000 | 5,303,000 | 11,044,000 | 16,085,000 |
| Income tax | 193,000 | 1,031,000 | 2,370,000 | 3,516,000 |
| Net income | 1,256,000 | 4,268,000 | 8,668,000 | 12,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,009,000 | 119,802,000 | 121,592,000 | 122,392,000 |
| Total capital | 129,309,000 | 131,939,000 | 132,915,000 | 133,968,000 |
| Risk-weighted assets | 1,002,971,000 | 1,000,070,000 | 1,015,953,000 | 1,029,804,000 |