Call reports 2015
MAHOPAC BANK — 2015
What MAHOPAC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,067,632,000 | 1,075,951,000 | 1,123,834,000 | 1,131,202,000 |
| Total loans | 674,615,000 | 675,153,000 | 700,174,000 | 731,976,000 |
| Allowance for loan losses | 9,835,000 | 9,754,000 | 9,853,000 | 9,881,000 |
| Securities available for sale | 299,769,000 | 293,838,000 | 286,609,000 | 288,790,000 |
| Securities held to maturity | 29,075,000 | 44,603,000 | 45,221,000 | 45,185,000 |
| Trading assets | 463,000 | 378,000 | 294,000 | 231,000 |
| Total deposits | 897,641,000 | 936,064,000 | 986,707,000 | 900,781,000 |
| Interest-bearing deposits | 653,004,000 | 676,529,000 | 688,342,000 | 616,737,000 |
| Noninterest-bearing deposits | 244,637,000 | 259,535,000 | 298,365,000 | 284,043,000 |
| Equity capital | 119,257,000 | 119,282,000 | 121,923,000 | 121,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,383,000 | 18,740,000 | 28,203,000 | 38,004,000 |
| Interest expense | 687,000 | 1,377,000 | 2,077,000 | 2,800,000 |
| Net interest income | 8,696,000 | 17,363,000 | 26,126,000 | 35,204,000 |
| Noninterest income | 1,048,000 | 2,132,000 | 3,237,000 | 4,499,000 |
| Noninterest expense | 6,534,000 | 11,973,000 | 18,074,000 | 24,406,000 |
| Provision for loan losses | 0 | 49,000 | -91,000 | -3,000 |
| Pretax income | 3,254,000 | 7,700,000 | 11,637,000 | 15,616,000 |
| Income tax | 1,162,000 | 2,750,000 | 4,136,000 | 5,487,000 |
| Net income | 2,091,000 | 4,947,000 | 7,497,000 | 10,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,659,000 | 97,461,000 | 98,895,000 | 100,321,000 |
| Total capital | 104,710,000 | 106,577,000 | 108,394,000 | 110,157,000 |
| Risk-weighted assets | 723,266,000 | 728,560,000 | 759,537,000 | 786,783,000 |