Call reports 2025
PILOT GROVE SAVINGS BANK — 2025
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,065,657,000 | 1,074,992,000 | 1,109,491,000 | 1,144,270,000 |
| Total loans | 799,027,000 | 812,647,000 | 841,458,000 | 862,788,000 |
| Allowance for loan losses | 8,131,000 | 8,421,000 | 8,368,000 | 8,591,000 |
| Securities available for sale | 185,020,000 | 183,577,000 | 193,480,000 | 204,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 942,556,000 | 950,271,000 | 979,227,000 | 1,010,151,000 |
| Interest-bearing deposits | 758,509,000 | 777,744,000 | 802,482,000 | 815,492,000 |
| Noninterest-bearing deposits | 184,047,000 | 172,527,000 | 176,745,000 | 194,659,000 |
| Equity capital | 103,674,000 | 106,494,000 | 111,430,000 | 115,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,652,000 | 28,012,000 | 42,952,000 | 58,560,000 |
| Interest expense | 5,165,000 | 10,403,000 | 15,878,000 | 21,467,000 |
| Net interest income | 8,487,000 | 17,609,000 | 27,074,000 | 37,093,000 |
| Noninterest income | 1,176,000 | 2,256,000 | 3,377,000 | 4,495,000 |
| Noninterest expense | 4,635,000 | 9,328,000 | 14,345,000 | 19,791,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,250,000 |
| Pretax income | 4,786,000 | 9,531,000 | 14,824,000 | 19,700,000 |
| Income tax | -37,000 | 103,000 | 299,000 | 499,000 |
| Net income | 4,823,000 | 9,428,000 | 14,525,000 | 19,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,328,000 | 87,579,000 | 91,172,000 | 94,792,000 |
| Total capital | 94,459,000 | 96,000,000 | 99,539,000 | 103,384,000 |
| Risk-weighted assets | 872,437,000 | 881,370,000 | 912,593,000 | 946,971,000 |