Call reports 2024
PILOT GROVE SAVINGS BANK — 2024
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 866,173,000 | 873,176,000 | 1,021,941,000 | 1,021,778,000 |
| Total loans | 684,312,000 | 701,817,000 | 768,365,000 | 783,132,000 |
| Allowance for loan losses | 7,974,000 | 7,914,000 | 7,852,000 | 8,098,000 |
| Securities available for sale | 131,992,000 | 129,250,000 | 172,713,000 | 178,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,900,000 | 762,681,000 | 909,649,000 | 915,752,000 |
| Interest-bearing deposits | 608,838,000 | 619,508,000 | 729,724,000 | 735,923,000 |
| Noninterest-bearing deposits | 148,062,000 | 143,173,000 | 179,925,000 | 179,829,000 |
| Equity capital | 93,397,000 | 95,042,000 | 104,729,000 | 97,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,244,000 | 21,105,000 | 33,988,000 | 47,481,000 |
| Interest expense | 3,878,000 | 8,196,000 | 13,340,000 | 18,741,000 |
| Net interest income | 6,366,000 | 12,909,000 | 20,648,000 | 28,740,000 |
| Noninterest income | 1,011,000 | 1,932,000 | 2,998,000 | 4,017,000 |
| Noninterest expense | 3,620,000 | 7,211,000 | 11,847,000 | 16,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 3,758,000 | 7,181,000 | 11,356,000 | 14,520,000 |
| Income tax | 185,000 | 348,000 | 549,000 | 699,000 |
| Net income | 3,573,000 | 6,833,000 | 10,807,000 | 13,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,523,000 | 92,753,000 | 84,834,000 | 81,099,000 |
| Total capital | 99,497,000 | 100,667,000 | 92,687,000 | 89,197,000 |
| Risk-weighted assets | 695,744,000 | 710,162,000 | 812,186,000 | 844,900,000 |