Call reports 2023
PILOT GROVE SAVINGS BANK — 2023
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 811,341,000 | 821,514,000 | 835,740,000 | 845,937,000 |
| Total loans | 629,053,000 | 642,549,000 | 654,042,000 | 668,614,000 |
| Allowance for loan losses | 8,039,000 | 8,009,000 | 8,014,000 | 7,985,000 |
| Securities available for sale | 126,572,000 | 138,175,000 | 136,761,000 | 134,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,138,000 | 733,720,000 | 747,645,000 | 751,445,000 |
| Interest-bearing deposits | 570,606,000 | 586,775,000 | 589,557,000 | 588,148,000 |
| Noninterest-bearing deposits | 153,532,000 | 146,945,000 | 158,088,000 | 163,297,000 |
| Equity capital | 83,184,000 | 83,331,000 | 83,818,000 | 90,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,021,000 | 16,910,000 | 26,341,000 | 36,201,000 |
| Interest expense | 1,969,000 | 4,554,000 | 7,483,000 | 10,802,000 |
| Net interest income | 6,052,000 | 12,356,000 | 18,858,000 | 25,399,000 |
| Noninterest income | 1,031,000 | 1,983,000 | 2,888,000 | 3,800,000 |
| Noninterest expense | 3,247,000 | 6,524,000 | 10,103,000 | 13,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,394,000 | 6,810,000 | 10,465,000 | 13,904,000 |
| Income tax | 165,000 | 331,000 | 503,000 | 669,000 |
| Net income | 3,229,000 | 6,479,000 | 9,962,000 | 13,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,409,000 | 83,999,000 | 86,075,000 | 87,941,000 |
| Total capital | 91,277,000 | 92,008,000 | 94,089,000 | 95,925,000 |
| Risk-weighted assets | 629,331,000 | 654,915,000 | 668,369,000 | 675,591,000 |