Call reports 2022
PILOT GROVE SAVINGS BANK — 2022
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 810,413,000 | 817,536,000 | 803,478,000 | 804,298,000 |
| Total loans | 568,737,000 | 593,012,000 | 612,271,000 | 626,944,000 |
| Allowance for loan losses | 8,111,000 | 8,099,000 | 8,078,000 | 8,082,000 |
| Securities available for sale | 163,984,000 | 180,539,000 | 168,978,000 | 126,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,164,000 | 738,893,000 | 725,535,000 | 721,472,000 |
| Interest-bearing deposits | 577,189,000 | 583,831,000 | 571,949,000 | 564,722,000 |
| Noninterest-bearing deposits | 152,975,000 | 155,062,000 | 153,586,000 | 156,750,000 |
| Equity capital | 76,435,000 | 74,851,000 | 73,965,000 | 79,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,579,000 | 13,407,000 | 20,669,000 | 28,302,000 |
| Interest expense | 960,000 | 1,942,000 | 3,017,000 | 4,379,000 |
| Net interest income | 5,619,000 | 11,465,000 | 17,652,000 | 23,923,000 |
| Noninterest income | 989,000 | 1,910,000 | 2,901,000 | 3,839,000 |
| Noninterest expense | 3,241,000 | 6,420,000 | 9,811,000 | 12,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,358,000 | 6,934,000 | 10,739,000 | 13,632,000 |
| Income tax | 163,000 | 334,000 | 522,000 | 657,000 |
| Net income | 3,195,000 | 6,600,000 | 10,217,000 | 12,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,089,000 | 76,838,000 | 79,048,000 | 80,401,000 |
| Total capital | 83,426,000 | 84,621,000 | 86,926,000 | 88,235,000 |
| Risk-weighted assets | 586,201,000 | 622,391,000 | 630,090,000 | 626,505,000 |